Copyright Notice, Privacy Policy & Terms of Use

Karrie Ross  KR
Copyright Notice, Privacy Policy & Terms of Use

TERMS / PRIVACY / USE / COPYRIGHT ©1998-2016 and beyond if not changed)  Karrie Ross, (KR) All rights reserved. All content on this Web site, including without limitation all programs, interface layout, interface text, documentation and graphics, is the copyrighted property of and are protected by international copyright law. The content on this Web site may be used by you only as provided for in these Terms of Use and applicable licensing and service agreements, but may not be taken out of context or presented in a misleading or discriminatory manner. All rights reserved. Any rights not expressly granted to you are reserved by us. Business is operated in Los Angeles, CA


Welcome to the Web site of  Karrie Ross This Web site is best viewed using a contemporary browser.

Use of this Web site is offered to you on your acceptance of these Terms of Use, our Privacy Policy and other notices posted on this Web site. Your use of this Web site or of any content presented in any and all areas of the Web site indicates your acknowledgment and agreement to these Terms of Use, our Privacy Policy and other notices posted on this Web site.

KR shall have the right, at its sole discretion, to modify, add or remove any terms or conditions of these Terms of Use without notice or liability to you. Any changes to these Terms of Use shall be effective immediately following the posting of such changes on this Web site. You agree to review these Terms of Use from time to time and agree that any subsequent use by you of this Web site following changes to these Terms of Use shall constitute your acceptance of all such changes.


KR has used its best commercial efforts to obtain the most accurate and timely information available, all of which are complex and subject to change. Accordingly, we do not guarantee the accuracy, timeliness, reliability or completeness of any of the information contained on, downloaded or accessed from this Web site.

The performance of this Web site and all information contained on, downloaded or accessed from this Web site are provided to you on an “as is” basis, without warranties of any kind whatsoever. KR shall be not responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, Internet access providers, computer equipment, software, or any combination thereof including any injury or damage to your or any other person’s computer as a result of using this Web site.

KR reserves the right, at its sole discretion, to modify, disable access to or discontinue, temporarily or permanently, any part or all of this Web site or any information contained thereon without liability or notice to you.

As a visitor to our Web site, you acknowledge and agree that any reliance on or use by you of any information available on this Web site shall be entirely at your own risk. In no event shall KR nor any of its data providers be liable for any direct, indirect, consequential or exemplary damages arising from the use or the performance of this Web site, even if KR or such provider has been advised of the possibility of such damages.

Privacy Policy

You have read and agree to all of the terms and conditions of our Privacy Policy.

Confidentiality and Transmissions over the Internet

The transmission of data or information (including communications by e-mail) over the Internet or other publicly accessible networks is not secure, and is subject to possible loss, interception or alteration while in transit. Accordingly, we do not assume any liability for any damage you may experience or costs you may incur as a result of any transmissions over the Internet or other publicly accessible networks, such as transmissions involving the exchange of e-mail with us (including those which may contain your personal information). While we shall take commercially reasonable efforts to safeguard the privacy of the information you provide us and treat such information in accordance with our Privacy Policy, in no event will the information you provide to us create any fiduciary obligations to you on our part, or result in any liability to you on our part in the event that such information is accessed by third parties without our consent.

User Conduct and Obligations

You agree to follow all applicable laws and regulations when using this Web site. Furthermore, you agree that you shall not: upload, post or otherwise transmit through or to this Web site any content that: is unlawful, abusive, threatening, harmful, obscene, lewd, offensive, defamatory or otherwise objectionable;

might infringe the intellectual property rights, privacy rights, rights of publicity, or other proprietary rights of others;

contains any viruses, trojan horses, time bombs, or any other harmful programs or elements;

disrupt, place unreasonable burdens or excessive loads on, interfere with or attempt to gain unauthorized access to any portion of our Web site, its computer systems, servers or networks;

provide false information about yourself to us, impersonate any other person, or otherwise attempt to mislead others about your identity or the origin of any content, message or other communication;

transmit junk mail, chain letters, or other unsolicited bulk e-mail or duplicative messages;

collect information about other visitors to our Web site without their consent or otherwise systematically extract data or data fields, including without limitation any financial data or e-mail addresses;

sell access to or the use of this Web site, including any content contained on, downloaded or accessed from this Web site; and intentionally alter the format in which financial data is provided by us or otherwise circumvent our regular interfaces to such data.

Indemnification by User

You agree to indemnify, defend and hold us and our affiliates, business partners, officers, directors, employees and agents harmless from any loss, liability, claim, demand, damage, or expense (including reasonable legal fees) asserted by any third party relating in any way to your use of this Web site or breach of these Terms of Use.

Third Party Web Sites, Content and Products and Services

Links or pointers to other Web sites and references to products and services offered by third parties are provided to you for convenience only and do not constitute an endorsement or approval by us of (i) the organizations that operate such Web sites; (ii) the content, privacy policies or other terms of use on such Web sites; or (iii) such third party products and services. As we have no control or responsibility over Web sites or content maintained by other organizations, or for products and services offered by third parties, we do not assume any liability for your use of any of the foregoing, which use you acknowledge and agree shall be at your own risk.

Proprietary Rights

All content on this Web site, including without limitation all programs, interface layout, interface text, documentation and graphics, is the copyrighted property of BIN and is protected by international copyright law. The content on this Web site may be used by you only as provided for in these Terms of Use and applicable licensing and service agreements, but may not be taken out of context or presented in a misleading or discriminatory manner. Any rights not expressly granted to you are reserved by us.

Payment and Agreement Information:

CA residents, California current tax rate is applied unless you have a Resale No. let me know and I’ll send you the form to fill out and fax back to me. Additions / extra charges will be added in final Invoice if applicable. Minimum time for any job is 7 week-days, a rush is charged for any work requested faster than the minimum for it’s type of project. TBD indicates “to be determined” and therefore, estimate amount might change depending on what is to be done. All amounts in USD

Over the years and many projects these are the items most often of concern for you and me…so, I’ve written them up and all is open to discussion if not clear and adjustable before project starts based on individual circumstances.

—At the end of the project Be It Now! will supply the client with posted zip of all files for download from server to be backed up by client to CDs. Client agrees to send Karrie ross! (KR) one copy of printed book for KR files and releases use of book design to BIN for use in BIN promotional materials and website. If KR designs only the cover, please have backcover credit read : Book Cover Design by and if KR does only the Interior design, have the credit on the copyright page read Book Interior Design by and if KR does both cover and interior please place credit on both backcover and copyright page stating: Book Design by Karrie Ross

Any estimates requested are good for at least 30 days from date given. Price quoted applies only if project proceeds on a continuous basis, no stops or put-offs. Although this is rare I need to mention it, once project begins, any delays not mentioned may result in additional charges. If a project is to be put on hold, the full amount is to be paid and when client returns, project will be finished and any outstanding additional charges will be billed at the end of the job.

The client understands and agrees that their project cannot be accomplished without their involvement and they will do their best and participate and proof as necessary to help move project to speedy completion so any deadlines are met. A base time to allow from the time all material is received for basic cover is 7-10 weekdays, custom cover 10-15 weekdays and for interior allow 2 – 5+ weeks (does not include weekends). When cover and interior are done at the same time allow 2-5 weeks. Each job is different and time to allow is determined by what your job needs, we’ll discuss your deadline and work towards it. There might be an additional charge if the following occur: creating a series look for the cover; one creative discussion and photo guidence is included, if client changes their mind and a second discussion plus photo guidance is needed; the interior is guestimated (seen or not and there is a 100 page min price) once into the job if the text, lists, etc. is more extensive than originally observed and stated formatting requirements; if once the manuscript is formatted client decides to reformat to a different page count, the greater page count is charged and a reformat charge is added; proofs beyond the 2 included; photoshop of images.

Please note there will be additional charges during project if I do any photoshop of images and if there are proof changes beyond the 2 included and will be billed at the end $TBD per hour min and amount may be unknown until work is done. Photo retouching priced based on what is to be done and when an image will need photoshop there is an additional charge added for that. Some additional charges might be: covers – proofs beyond the two included, additional photos beyond the one included and ones used to create a blending count in this; on interiors -multiple text insertions after formatting has been started and proofs/corrections beyond the two included (not more than 25 changes, any additional beyond the 25 are charged for) multiple photos / graphs or charts, placement of text box pull-outs. Basically, know that there will be additional charges if 1. photoshop of  images and 2. multiple proofs for cover or interior beyond the 2 included. All interior proof changes are to be submitted noted clearly on hard copy and mailed or faxed.  If we have a creative discussion and you don’t begin the process within 1 month and we need to have another conversation… there might be an additional charge for this time. Client certifies they own the copyrights to, or have permission to use, any copy/manuscript, concept and images supplied. NOTE: if I need to hold the cover, once completed except for the back and/or spine size, for more than 10 days, or if you need to use the image for marketing, I need full payment before I release the file.

KR is responsible for making the cover, interior, marketing materials or website as work-for-hire, based on discussions and what is ordered and paid for unless something happens to prevent the project from continuing. Client is responsible for payment of agreed upon original and any additional charges (photoshop, research, multiple proof changes) and all final proofing. When payment is made with check, credit card or online payment such as PayPal no reversal of payment can be initiated without proper discussion or KR approval, no law suits. In the rare case that client is not happy with work at any point, there will be a discussion between the two parties to determine best way to finish project to benefit all concerned. Once any part of the work is done, all payments will reflect this work. Creative discussion is considered part of the work as well as time spent with client at photo site discussing concept. If client chooses to end project, any job where creative discussions, checklist review, photo review or interior layout design has been done there is a kill fee of at least $TBD and/or based on any work started/developed. If we have a creative discussion and you don’t begin the process within 1 month and we need to have another conversation… there might be an additional charge for this time. Creating a ‘series look’ may add to the overall price if not already stated on estimate. There might be a need for an in-between payment if the work being done starts to add up to an uneven owed amount vs. paid. Upon receipt of final payment rights transfer to client and the file download link will be released. KR cannot guarantee storage of files, once the zip download is received, keep them safe! Minimum time for a job is 7 working days. Rush charges of 100% may be applied if client requests to shorten any stated timeline. If client decides to have work done elsewhere after work is started with BIN, the new work needs to be different from the design interpretation that KR created, unless total amount is paid in full for release of KR rights to design interpretation. If work is to be put off until interior is done and BIN is not doing the interior, the full amount of the cover needs to be paid in full and KR will create zip file to download files.This agreement is confidential and only meant for the viewing of the client named. KR will not reveal confidential information entrusted to them by a client to any third party. This includes manuscript material and/or financial information acquired in the course of our transaction. Client sign off/email/fax approval releases KR from any further responsibility beyond first printing availability to printer to be sure files are up to their specs. Pricing may be subject to yearly increases, there is no set consistent price. Client agrees to photo terms of use stated at photo sites,,,,, and any other sites used for their book imagery, it is preferred that client opens their own account for the images to be purchased through. Note: If you ever need me to resend any files, there is a charge for my time, so be sure to back the final zip so you don’t lose anything. Note: BIN might use testimonials and excerpts from coaching/consulting sessions as content, research, faq etc on website or products. Copyright will be transferred and client will retain exclusive rights to work done (except for allowing KR irrevocable rights to use cover image, interior layout, any website, logos, marketing materials or any design work contracted for for use and display whether it be promotional materials, seminars, handouts etc. and website even if you change the visuals down the road) once final payment is received for agreed work. KR reserves the rights to modify or change any ways-of-doing-business statements above without notice.


If any provision of these Terms of Use is held invalid or unenforceable in any respect by any court having competent jurisdiction, such provision shall be enforced to the maximum extent permitted by law, and the remaining provisions of these Terms of Use shall continue in full force and effect. No waiver of any provision of these Terms of Use shall be deemed a further or continuing waiver of such provision or any other provision of these Terms of Use.

You agree that these Terms of Use, our Privacy Policy and other notices posted on this Web site have been drawn up in English. Although translations in other languages of any of the foregoing documents may be available, such translations may not be up to date or complete. Accordingly, you agree that in the event of any conflict between the English language version of the forgoing documents and any other translations thereto, the English language version of such documents shall govern.


These Terms of Use will be governed and interpreted pursuant to the laws of California, United States of America, notwithstanding any principles of conflicts of law. You specifically consent to personal jurisdiction in California in connection with any dispute between you and Company arising out of these Terms of Use or pertaining to the subject matter hereof. The parties to these Terms of Use each agree that the exclusive venue for any dispute between the parties arising out of these Terms of Use or pertaining to the subject matter of these Terms of Use will be in the state and/or federal courts in Marin County, California. If any part of these Terms of Use is unlawful, void or unenforceable, that part will be deemed serve-able and will not affect the validity and enforceability of any remaining provisions. These Terms of Use constitute the entire agreement among the parties relating to this subject matter. Notwithstanding the foregoing, any additional terms and conditions on this site will govern the items to which they pertain. Company may revise these Terms of Use at any time by updating this posting.

If you have any questions or concerns about our Web site or these Terms of Use, please feel free to contact us.

BACK to Book Cover Designer Home Page

This privacy statement discloses the privacy practices for  Karen Ross, Karen G. Ross. KR respects your privacy. Our purpose in collecting information from you is to help us provide you with better service. We will not willfully disclose any individually identifiable information about you to any third party without first receiving your permission, as explained in this privacy statement. Furthermore, we do not specifically target children under the age of 13, nor do we knowingly collect, without parental consent, individually identifiable information from such. Because this Web site wants to demonstrate its commitment to your privacy, it has agreed to disclose its information practices and have its privacy practices available for review.

Information Collection and Use

KR is the sole owner of the information collected on this site. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement.


A cookie is a piece of data stored on the user’s hard drive containing information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on our site. Once the user closes their browser, the cookie simply terminates. For instance, by setting a cookie on our site, the user would not have to log in a password more than once, thereby saving time while on our site.

Log Files

We use IP addresses to analyze trends, administer the site, track user’s movement, and gather broad demographic information for aggregate use.


We may share aggregated demographic information with our partners and advertisers. This is not linked to any personal information that can identify any individual person.

We use a credit card processing company to bill users for goods and services. These companies do not retain, share, store or use personally identifiable information for any secondary purposes.

We may partner with another party to provide specific services. When the user signs up for these services, we will share names, or other contact information that is necessary for the third party to provide these services. These parties are not allowed to use personally identifiable information except for the purpose of providing these services.


This Web site contains links to other sites. Please be aware that KR is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site.


If a user wishes to subscribe to our newsletter, we ask for contact information such as name and email address.


From time-to-time our site may request information from users via surveys. Participation in these surveys is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and address), and demographic information (such as zip code, age level). Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.


If a user elects to use our referral service for informing a friend about our site, we ask them for the friend’s name and email address. The friend will receive a one-time email inviting them to visit the site. KR stores this information for the sole purpose of sending this one-time email. The friend may contact KR to request the removal of this information from our database.


This Web site takes every precaution to protect our users’ information. When users submit sensitive information via the Web site, the information is protected both online and off-line.

If you have any questions about the security of our Web site, please contact us.

Notification of Changes

If we decide to change our privacy policy, we will post those changes on our Web site so our users are always aware of what information we collect, how we use it, and any circumstances under which it may be disclosed. If at any point we decide there is a need to use personally identifiable information in a manner different from that stated at the time it was collected, we will notify users by posting here. Users will have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the privacy policy under which the information was collected.

error: Content is protected !!